Tax breakdown
Best route per category
- Gross income
- 0 €
- IRS due
- 0 €
- Solidarity surcharge
- 0 €
- Municipal IRS credit
- 0 €
- Social security
- 0 €
- Total tax
- 0 €
- Net income
- 0 €
- Effective rate
- 0,0%
Portuguese Tax Optimizer
Configure your income across every IRS category and see your most tax-efficient outcome — including any special regime you qualify for (NHR legacy, IFICI, IRS Jovem). All calculations run in your browser; nothing leaves the page.
No account required
Runs in your browser
Your data never leaves this page
Free, forever
Private by design
Your numbers never leave your browser — no account, no server, no cookies.
How?
All tax calculations run as JavaScript directly in your browser. No data is transmitted to any server. Your inputs are saved only to your browser's localStorage so they persist on refresh — they never leave your device.
Page-view analytics use Umami, which is cookieless and GDPR-compliant. No personal data is collected.
Annual tax savings
0 €
No savings — standard scenario is already optimal.
Personal Details
Special Regime
Active special tax regime, if any.
Cat. A — Employment
Salary income.
Cat. B — Self-Employment
Freelance / business income.
Cat. E — Investment
Dividends and interest.
Cat. F — Rental
Up to 3 rental units.
No rentals.
Cat. G — Capital Gains
Cat. H — Pensions
Deductions & Credits
Social Security
Auto-calculated from Cat. A/B unless overridden.
| Cat. | Income | Gross | Route | Rate | Tax |
|---|---|---|---|---|---|
| A | Employment | 0 € | Aggregated | — | 0 € |
| B | Self-employment | 0 € | Aggregated | — | 0 € |
| E | Investment | 0 € | Flat | 28,0% | 0 € |
| F | Rental | 0 € | Flat | — | 0 € |
| G | Capital gains | 0 € | Flat | 28,0% | 0 € |
| H | Pensions | 0 € | Aggregated | — | 0 € |
Strategies
IFICI / NHR 2.0 — 20% Flat Rate
Art. 58-A EBF, Portaria 352/2024
Inactive
NHR Legacy — Foreign Income Exemption
Art. 16(8)–(12) CIRS (transitional)
Inactive
NHR Legacy — 10% Foreign Pension
Art. 72(12) CIRS
Inactive
IRS Jovem — Youth Exemption
Art. 2-B CIRS
Inactive
Simplified Regime (Cat. B)
Art. 31 CIRS
Inactive
Long-Term Rental Reduction
Art. 72(2)–(5) CIRS
Inactive
Moderate-Rent Program — 10% Rate
Art. 72(2) CIRS
Inactive
Crypto ≥ 1 Year — Exempt
Art. 10(1)(k) + (19) CIRS
Inactive
Flat 28% on Investment Income
Art. 72(1) CIRS
Inactive
PPR Contribution Credit
Art. 21 EBF
Inactive
Donation Credit
Art. 63 EBF
Inactive
Foreign Tax Credit (DTT)
Art. 81 CIRS
Inactive