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PortugalComparisonsIFICI (NHR 2.0) vs NHR (Legacy / pre-2024)

IFICI (NHR 2.0) vs NHR (Legacy / pre-2024)

IFICI (NHR 2.0) and NHR Legacy both offer a 20% flat rate on Portuguese-source employment income — but they differ fundamentally on foreign income treatment, pension rates, and availability. NHR Legacy is closed to new applicants; IFICI is open from 2024 onward.

Key differences

Aspect IFICI (NHR 2.0) NHR (Legacy / pre-2024)
Availability Open to new applicants from 2024 Closed since January 2024
PT-source flat rate 20% (Cat. A/B qualifying activities) 20% (Cat. A/B HVAA activities)
Foreign-source income Taxed at standard rates (28% Cat. E/F, progressive Cat. A/B) Generally exempt if source country has taxing rights
Foreign pensions Progressive rates (standard Cat. H) 10% flat rate
AT approval required Yes — activity must be pre-certified No — declared on Modelo 3
Duration 10 years 10 years

Choose IFICI (NHR 2.0) if…

  • Anyone establishing Portuguese tax residency from 2024 onward (NHR Legacy is no longer available)
  • Tech workers, researchers, and qualifying professionals earning primarily Portuguese-source income
  • Individuals whose main income is from a Portuguese employer or Portuguese clients

Choose NHR (Legacy / pre-2024) if…

  • NHR Legacy is not a choice — it was closed to new applicants in January 2024
  • Existing NHR Legacy holders with foreign-source income (especially foreign pensions) retain significant advantages
  • Those registered under NHR Legacy before 2024 should continue using their remaining years

Bottom line

If you're establishing Portuguese residency in 2024 or later, IFICI is your only option for a special regime (unless you're under 35 and eligible for IRS Jovem). IFICI is well-suited for those whose income is primarily Portuguese-source. Those with NHR Legacy should treasure their remaining years — particularly if they have foreign pensions or foreign investment income.

Frequently asked questions

Can I switch from NHR Legacy to IFICI?

No. NHR Legacy holders cannot switch to IFICI during their 10-year window. You remain on NHR Legacy for the remainder of your 10 years, then transition to standard IRS (or re-apply for IFICI if still eligible and within 5 years of first Portuguese residency).

Is IFICI better than NHR Legacy?

IFICI is better for those with high Portuguese-source employment income and limited foreign income. NHR Legacy was better overall — especially for those with foreign pensions (10% flat) or foreign investment income (exempt). NHR Legacy holders are generally considered to have won the 'regime lottery' and should maximize their remaining years.

Model this comparison with your actual income

Enter your income in the calculator and switch between IFICI (NHR 2.0) and NHR (Legacy / pre-2024) in real time to see the exact IRS difference for your situation.

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